Check out this post on the dodginess of the Victoria University Council:
http://mediadarlings.net/2009/09/22/victoria-votes-for-5-fee-increase-again-and-again-and-again/
Tis a big money making scheme...
RIP Jeffrey Archer
1 day ago

If Kiwibank gained a reputation of regularly dishonouring payments, or if a lot of Kiwibank cheques were dishonoured, other companies may start refusing to accept Kiwibank account numbers or cheques as a method of payment. To ensure that our reputation is maintained a dishonour fee is charged when a payment is dishonoured."
Perhaps I can understand this cheque dishonour fees, but in the case of pre-programmed electronic transfers would this not simply impact on the "reputation" or credit rating or whatever of the person whose payment didn't go through? Keep in mind that these are often used to pay kids' weekly allowances etc.
My local supermarket, the Willis St New World metro, sells packs of brand name tortillas for over $5 each. Yes they are tasty, (not as tasty as my home made ones) but probably can't be justified on a student shopping list. While they are a key ingredient of one of my new favourite Spanish foods, migas, I recently discovered that the recipe can be altered a bit in order to accommodate we student folk. I can't wait to get a degree and a regular job, but in the mean time...
Stuff about politics, philosophy and studentship.